Most people who state that they have submitted their financial affairs to a higher power find things going from bad to worse. This point must be clarified. There is not actual surrender, but only self-deception, if it is made before reason, will, and self-reliance have been exhausted. There is no such easy escape out of difficulties, financial or otherwise, as mere verbal assertion of surrender. Education comes by negotiating difficulties, not by running away from them in the name of surrender. True surrender can only be made when one is mature enough. Life is a struggle for all; only the wise struggle ego-lessly, but they struggle all the same. They have to because the adverse element in Nature is forever at war, tearing down where they build, stimulating strife where they give peace, and enslaving minds where they lead to freedom.
-- Notebooks Category 18: The Reverential Life > Chapter 4: Surrender > # 34